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Employee Benefits

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Calaveras County Water District

Benefits Overview

Health Insurance

Health Insurance
The District participates in the CalPERS health insurance program offering three PPOs (PERS Choice, PERS Select and PERS Care) for regular full time employees. The District currently pays 100% of the premium cost for the employee and 85% of the dependent premium cost.

Dental Insurance

Dental Insurance
Dental coverage is provided by Delta Dental. The District currently pays 100% of the premium cost for the employee and 85% of the dependent premium cost.

Vision Insurance

Vision Insurance
Vision coverage is provided by Vision Service Plan (VSP). The District currently pays 100% of the premium cost for the employee and dependents.

Medical/Dental Reimbursement

Medical/Dental Reimbursement
The District provides reimbursement of out-of-pocket for health and dental costs. Annual maximums apply according to the current SEIU and Management & Confidential Unit MOU.

Life Insurance

Life Insurance
Life and Accidental Death and Dismemberment (AD&D) insurances are provided, with premiums paid 100% by the District. The value of life insurance equals 1-½ times annual salary.

Disability Insurance

Disability Insurance
Short and long-term disability insurance is provided to employees, with premiums paid 100% by the District. The District DOES NOT participate in state disability insurance.

Flexible Benefit Plan

Flexible Benefit Plan
Section 125 Flexible Benefit Plan allows employees to set aside pretax dollars for Dependent Care or Medical Care reimbursement through AFLAC. The District pays all administrative fees for this service. The District does not contribute toward any premiums for this benefit.

Supplemental Insurance Plans

Supplemental Insurance Plans
AFLAC offers supplemental insurance plans for purchase by employees, through payroll deductions. The District does not contribute toward any premiums for this benefit.

Employee Assistance Program (EAP)

Employee Assistance Program (EAP)
EAP coverage is provided by MHN for all CCWD employees and their dependents. The District currently pays 100% of the premium cost for the EAP.

Personal Time Off (PTO)

Personal Time Off (PTO)
The District provides personal time off ranging from 22 days per year to 32 days per year depending upon years of service.

Holidays

Holidays
The District currently offers employees eleven (11) holidays and one (1) personal holiday each calendar year.

Management Leave

Management Leave
Management Unit employees currently receive 40 hours of management leave per fiscal year.

Longevity Pay

Longevity Pay
The District provides additional compensation for longevity as follows: 2.5% at 15 years of service; 5% at 20 years; and 7.5% at 25 years.

457 Deferred Compensation

457 Deferred Compensation
The District offers three 457 Deferred Compensation plans; CalPERS 457, Voya (formally ING), & VALIC. These plans allow employees to save and invest through pre-tax payroll deductions. Management staff receives a dollar for dollar match of the first $4,000 of contributions.

Public Employees Retirement System (CalPERS)

Public Employees Retirement System (CalPERS)
New Members have a retirement formula of 2.0% @ 62, Classic PERS Members have a retirement formula of 2.0% @ 60. All employees pay 100% of the employee share.

Social Security

Social Security
The District participates in the social security system. Retirement pay is coordinated with social security by CalPERS.

Health Insurance at Retirement

Health Insurance at Retirement
Retiree medical insurance is available per the Districts CalPERS contract. Details regarding coverage provided upon hire. 

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